Medicare Plans: Which One's Right for You?
Choosing the right Medicare plan can feel overwhelming. With so many options and coverage levels, it’s essential to understand what each plan offers to make an informed decision. This guide breaks down the basics to help you find the plan that meets your healthcare needs. Understanding Medicare Medicare is a federal health insurance program primarily for people aged 65 and older, but it also covers younger individuals with certain disabilities or conditions. It is divided into several parts, each offering specific types of coverage: Medicare Part A Covers inpatient hospital stays, skilled nursing facilities, hospice care, and some home healthcare services. Medicare Part B Covers outpatient care, doctor visits, preventive services, and medical supplies. Medicare Part C (Medicare Advantage) An alternative to Original Medicare, combining Parts A and B and often including additional benefits like vision, dental, or prescription drug coverage. Medicare Part D Covers prescription drugs...